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New API Proposal - APIUserAccountSpendCount #120

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| **Field** | Description | |
| ----------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --- |
| API family name | UserAccountSpendCount | |
| API family owner | China Unicom | |
| API summary | The service will provide the account opening、 cancellation and credit rating of the current ID based on the ID information.<br><br>Input:<br>1.ID type、ID number、ID name<br><br>Output:<br>1. The number of account opening<br>2.The number of account cancellation<br>3.Credit rating<br> | |
| Technical viability | This API relies on the historical data of ID card issuance and consumption in big data to achieve.<br>1.Multi-channel integration:Integrate online and offline channels to accurately present all the information and data of users' account opening and canceling operations.<br>2.Safety performance improvement:Data encryption and privacy protection measures are adopted to ensure the security and privacy of the user query process.<br>3.Unified query and self-governance:Supports querying SIM card data globally, allowing users to detect card anomalies timely and achieve self-governance, reducing the risk of personal information abuse. | |
| Commercial viability | 1.Typical application scenarios,For 2C, 2B, and 2G users, it provides high-quality data and control capabilities, effectively controls the fraud risks caused by false identities and malicious transactions, and creates a favorable business environment.<br>2.User information self-check,Users can check the number of SIM cards and Internet accounts under their names, detect and deal with abnormal information in a timely manner,and ensure that the information is accurate.<br>3.Enterprise risk management,Enterprises can manage employees' phone numbers and Internet accounts in a unified manner to reduce the risk of information leakage.<br>4.Assisting police investigations,Police can use the query service to quickly lock the number involved in the case, obtain relevant information, and improve the efficiency of investigation. | |
| YAML code available? | NO | |
| Validated in lab/productive environments? | YES<br>The API has been validated in China Unicom Digital Capability Open Platform. | |
| Validated with real customers? | YES | |
| Validated with operators? | YES<br>China Unicom has verified it in China Unicom Digital Capability Open Platform. | |
| Supporters in API Backlog Working Group | | |
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